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Hitesh Bhatia


Hitesh Bhatia, the founder of ROI management is a seasoned Corporate and SME banker. He has a rich experience of over 23 years.  His biggest strength is his local & International banking experience and a strong background in Credit, Syndication, Project Financing, Credit / Loan Facilities Structuring, Compliance and Business Analysis with expert analytical skill.

Hitesh is an MBA (Finance) with honours in Merchant Banking, Corporate Finance & Project Management. Along with that, he also holds a degree in PG DBM (Finance) with honours in Business Statistics & Financial Management from Indore University, Indore, India. He also earned his financial qualification from the USA, wherein he completed CSA and CLSB. 

He gained over 19 years of banking experience from National Bank of Dubai, Emirates Bank International, Nova Scotia Bank Canada & Standard Charted Bank, Dubai, UAE. Thereafter, he laid the foundation of ROI Management Consultancy.

With his expertise in the field of appraisal of businesses with virtual tools like risk and safety management, assistance in getting working capital, price negotiation, working capital assessment, consolidation of multi bank financing, Project management and financial advice, affiliate marketing and certain other financial assistance essential to any organizations working…he has framed the vision and mission of the company

S. Padmanabhan

Mr. S. Padmanabhan is a seasoned banker who has been in the Finance and Banking industry for over 30 years. He has managed corporate banking client relationships, as the CFO for international banks, managed the retail banking business in key markets across the Middle East and South Asia.

Having pursued his MBA from the UK, he specialises in creating and implementing retail banking and product strategies for his clientele. A leader, advisor and constant support to the team, he has guided the company with his expertise in business management and analytics as well. He is a key player in driving the company’s prospects and has successfully migrated the operational and organizational skills across various industries.

His passion to deliver quality results through a combination of product innovation and marketing techniques makes him an all-rounder with a solution for every obstacle at hand.


Kavita Saxena

Kavita has a rich experience of over 15 years in the field of both relationship development and credit assessment of long term and short term requirements of SMEs and Corporates. She manages the Indian frontier of the company by strategizing financial plans, directing the clientele towards short-term and long-term goals and facilitating the business in the country, as well as abroad.

At ROI, her role involves the execution of mandates involving the arrangement of working capital and loan facilities for SMEs in the India & UAE, from banks and other lenders. This includes coordinating with clients for collection of all relevant documents and information, submitting proposals to banks, following up and coordinating with them on an on-going basis, working closely with banks and clients as well as assisting in the preparation of Teasers, Information Memorandum and all other necessary documents.    

She is a Management Graduate from Delhi specializing in Hospitality Management.  Backed up with her experiential skills in Digital Marketing, Hospitality Management, IATA and Life Sciences, she has maintained a reputed clientele and has showcased her dedication by partaking in various ventures across Hong Kong, Thailand and Dubai. Her testimonial speaks highly of her tailor-made recommendations and retaining solutions that have helped in cracking tough ROI deals throughout the years and sustaining businesses through various hurdles.

Her expertise in Financial Administrations help her break down every issue presented by the client by simplifying it for the ease of operation. She further guides it with the utmost dedication and perfection to detail, helping our clients in materializing a permanent association with us.

Yeshwanth Raj Parasmal

Yeshwanth Raj Parasmal (Yesh ) is a young and enterprising Social Entrepreneur committed to usher a change in the field of education whilst contributing to the policy-making and capacity building of institutions.

An MBA in Education Management from the University of Southampton, UK, and over seventeen years experience in the education sector, Yeshwanth has made an immense contribution to the education landscape of India through his entrepreneurial venture Strategum Eduserve Pvt. Ltd.

He is adamant on developing Schools, Colleges and Universities in Tier 2 & 3 towns of India with a focus on bringing affordable quality education to the last mile and ensure that the 15 years of a child’s life becomes meaningful and relevant. He is also involved with managing quality CBSE schools in economically backward areas like Dantewada, Kawardha in Chhattisgarh, and Sibasagar and Bongaigaon in Assam.

He played a pivotal role in establishing a private university – ISBM University in the tribal block of Churra, Chhattisgarh. At the same time, establishing Asia’s first cinema and media University – AAFT University of Media and arts. Yeswanth has Conceptualized, Planned and executed more than 50 projects across India successfully.

Anam Shaikh

Anam is a certified CA who applies her knowledge, experience, innovative ideas, and effective management techniques to ensure effective and productive working. She acts as an integral team member for ROI. She has a rich experience of 6 years which she applies while at work. During her article ship days, she handled an independent audit to many PSU’s Banks and Multi-national companies.

Anam deals proficiently with Taxation (direct or indirect), – Her core strength is  – Company formation matters and other laterals of finance, may it be, VAT, GST, MVAT return, service tax return, profession tax return, tax audit, tax planning, TDS, preparing financial statements, Project reports preparations  etc. She is instrumental in preparing & executing the due-diligence report for M&A. She has immense knowledge of computers and the essential financial software which accounts for her effective working.

A learned person for whom finance is not just handling money, it is how to manage finance so as to make it the determinant of growth. She infuses this vision of her to work towards the achievement of goals of the client and the company.